Master Your Money Management
Join our comprehensive 8-week program starting September 2025. Learn practical budgeting skills from Australian financial experts who understand your real-world challenges.
What You'll Actually Learn
Real skills for managing your income, not theory from textbooks. Each module builds on practical experience from working with hundreds of Australian families.
Income Reality Check
Map your actual income streams and understand where every dollar comes from. We'll work with your real payslips and bank statements.
- Calculate your true take-home pay
- Track irregular income patterns
- Plan for tax obligations
Essential Expenses Deep Dive
Identify what you actually need versus what you think you need. This gets uncomfortable but changes everything.
- Housing cost optimization
- Transport expense analysis
- Grocery budget reality
The 60-Day Buffer Strategy
Build emergency funds that actually work for Australian living costs. No unrealistic "save six months" advice here.
- Start with $500 emergency fund
- Build systematic savings habits
- Handle unexpected expenses
Debt Management Without Shame
Practical strategies for paying down credit cards, personal loans, and other debts using methods that actually stick.
- Debt avalanche vs snowball methods
- Negotiating payment plans
- Avoiding debt consolidation traps
Future Planning Fundamentals
Set up simple systems for retirement and major purchases without overwhelming financial jargon.
- Superannuation optimization basics
- First home buyer considerations
- Simple investment principles
Your Personal Money System
Create a sustainable budget that works with your lifestyle, not against it. This is where everything clicks together.
- Design your money workflow
- Set up tracking systems
- Plan for regular review
Meet Your Program Mentors
Three experienced financial coaches who've helped thousands of Australians take control of their money. They know what works because they've done it themselves.
Fiona Kellerman
Senior Financial Coach
Spent 15 years helping families in regional NSW manage their finances. Started her career after struggling with her own debt and knows exactly what you're going through.
Brianne Westbrook
Budgeting Specialist
Former bank manager who got tired of selling products people didn't need. Now focuses on practical budgeting systems that work for real Australian households.
Gemma Thornfield
Debt Recovery Advisor
Specializes in helping people dig out from serious debt situations. Paid off $45,000 in credit cards herself and teaches the exact methods she used.